Found 221 blog entries tagged as buyers.

Do you need a CCCL permit to build or remodel on a Gulf front lot on the Forgotten Coast?

If your work sits seaward of the Coastal Construction Control Line, you generally need a permit from the Florida Department of Environmental Protection, though several categories of work are exempt outright. The control line is a jurisdictional boundary, not a building prohibition. New homes, additions, remodels, and repairs are all allowed seaward of it, and a general permit offers a streamlined path for a single family house sited landward of the mapped general permit line.

By Billy Joe Smiley | September 17, 2026

A buyer called me last spring about a Gulf front lot on Cape San Blas. Beautiful parcel, good dune, the right side of the road. Then…

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What Does 106 Hidden Ridge Rd Offer at $499,900?

106 Hidden Ridge Rd is a 3-bedroom, 2-bath home with 2,004 sq ft of heated/cooled living space, listed at $499,900 in the Palm Ridge subdivision of St. Joe Beach. Built in 2006 on a 0.33-acre lot, the property features a spring-fed pond, a screened Florida room with French doors, vaulted ceilings in the great room, and a bonus room sized for a real office or studio. There's no HOA, all utilities are connected, and the location sits roughly midway between Port St. Joe and Mexico Beach, with Gulf access a short drive in either direction.

By Billy Joe Smiley | September 11, 2026

106 Hidden Ridge Rd is a three-bedroom, two-bath home on a third of an acre in the Palm Ridge subdivision of St. Joe…

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By Billy Joe Smiley | August 2026

There are properties you evaluate, and there are properties that stop you.

172 Red Hawk Lane is the second kind.

It sits on a 0.72-acre Gulf-front homesite in Indian Pass Shores, a small community on one of the last stretches of undeveloped Old Florida beach on this coast. The home was built in 2024, fully custom from the foundation to the pecan wood cabinetry and designed the way serious Gulf-front homes rarely are: for the people who will actually live in it. Six bedrooms. Five and a half baths. A private heated Gunite pool facing open water. An elevator. And from the main living level, an unbroken view of the Gulf that runs to the horizon without a roofline, a utility pole, or another house interrupting…

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Vacant Land Outsold Houses on a Quiet Labor Day Week

The week opened on Labor Day, and the coast did what it always does once that last long weekend burns off. Traffic thinned on 98, and the closing calendar, which had been running hot since the first week of August, went nearly silent.

Four homes closed on the Forgotten Coast between September 7 and 13. Four. After three straight weeks of fifteen, seventeen, and seventeen, that reads like somebody unplugged the market. The vacant land side, though, kept right on working, and for the first time in a month it closed more deals than the houses did.

What is the Forgotten Coast real estate market doing this week?

For the week of September 7–13, 2026, the Forgotten Coast recorded 4…

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Seventeen More Closings, and a Pipeline That Went Quiet

Labor Day weekend on this coast has a particular feel to it. One last surge of traffic on 98, coolers coming off boats at the ramp, and everybody knowing that by Tuesday the beach belongs to the people who live here again. School is well underway and the rentals are turning over more slowly. You can just feel the difference in the mornings.

The closing table did not slow down for any of it. 17 homes closed across the Forgotten Coast for a second straight week, holding the pace they set to close out August. What changed is what they cost. Not a single sale crossed $1.6 million, and that has not happened in seven weeks.

What is the Forgotten Coast real estate market doing this week?
For…

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Do Florida's condo milestone inspection and reserve rules apply to the condo I want to buy on the Forgotten Coast?

Only if the building is three habitable stories or taller. Florida's milestone inspection law and the Structural Integrity Reserve Study requirement both key off that three-story threshold, and plenty of the low-rise condo and townhome buildings on this coast sit below it. For buildings that do qualify, the milestone inspection is due by December 31 of the year the building turns 30, and the reserve study gives you a written, dollar-by-dollar picture of what the building needs. Both are genuinely good news for a buyer, because they turn what used to be guesswork into documents you can read before you ever write an offer.

By…

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What does a home inspection actually cover on a Forgotten Coast beach home?

More than most buyers expect, and it is usually three separate reports rather than one. The general home inspection covers the whole property from roof to pilings and is written for you. A 4-point inspection covers roof, electrical, plumbing, and HVAC and is written for your insurance carrier. A wind mitigation inspection documents the hurricane-resistant features already in the home so you can earn premium credits, and it often pays for itself in year one. On an elevated coastal home, the pilings, the connectors, and the corrosion on the metal deserve as much attention as anything inside the walls.

By Billy Joe Smiley | September 3, 2026

Buyers who have owned…

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The Corridor Carried August Out the Door

Every year the last week of August gets written off before it starts. The renters are checking out, the buyers are supposedly waiting on Labor Day, and nobody expects much to happen. Vacation traffic has thinned enough that you can get a table at lunch without planning around it.

Quiet on the sand, busy on the closing table. 17 homes closed on the Forgotten Coast, the most of any week in August, and 10 of them came from a single stretch of road. This was not the top of the market doing the work. It was the middle.

What is the Forgotten Coast real estate market doing this week?
For the week of August 24 to 30, 2026, the Forgotten Coast recorded 17 residential closings and 2 land sales across Port St.…

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Do You Need a License to Rent Your Forgotten Coast Home Short-Term?

Yes. If you rent a whole home for stays under 30 days more than three times a year, Florida requires a state DBPR vacation rental license, and your county adds its own layer on top. On the Forgotten Coast that means a Gulf County STR business license, a City of St. George Island business license, or a Bay County Short-Term Vacation Rental Certificate, depending on where the property sits, plus sales tax and tourist development tax registration.

By Billy Joe Smiley | August 27, 2026

I get this question from almost every investment buyer I work with, and it usually comes up late, right after they have fallen in love with a house and started running the rental numbers in…

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School Started, and the Big Money Came With It

The buses started running again last week, and you notice it on the beach before you notice it anywhere else. Weekday mornings out at the Cape go back to walkers and a couple of people working the trough with a rod. Traffic on 98 thins out before ten. This is usually the stretch of the calendar where the market gets quiet right along with everything else.

Not this time. 15 homes closed on the Forgotten Coast, four more than each of the two weeks before it, and the dollars moved further than the count did. Residential volume landed at $13.68 million against roughly $8.06 million a week earlier. One island sale carried a good piece of that. The rest came from a coast that went back to work about the…

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