Found 50 blog entries tagged as waterfront.

What does the St. Joseph Peninsula beach nourishment and breakwater project mean for buyers?

It's great news. A roughly $34.5 million investment just placed about 830,000 cubic yards of sand along 1.1 miles of southern Cape San Blas shoreline near the Stumphole revetment and added eight submerged breakwaters built to hold that sand in place. For buyers, that means a wider protective beach, a rebuilt dune, and a shoreline engineered to erode more slowly in the project area. It's a real vote of confidence in the peninsula. Smart buyers still confirm a parcel's flood zone, CBRA status, and insurance separately, and that's easy to do. Because the benefit is strongest in the southern project limits, where a parcel sits is worth checking, and that's…

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How Much Is Wind Insurance on a Forgotten Coast Beach Home?

Wind insurance on a Forgotten Coast beach home usually runs somewhere between $1,000 and $5,000 a year, and on a higher-end Gulf-front property it can climb well past that. It is a separate policy from flood insurance and from your standard homeowners coverage, and it carries a percentage hurricane deductible rather than a flat dollar amount. Your real number depends on the roof, the elevation, the distance to open water, and the wind-resistant features the home was built with.

By Billy Joe Smiley | June 9, 2026

Most buyers I work with come in ready for the mortgage payment and braced for the flood policy. Then the wind insurance quote shows up, and the math on the whole purchase…

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A Gulf-Front Luxury Vacation Rental Opportunity in Indian Pass

There are beach homes — and then there are properties that immediately make you imagine morning coffee with Gulf views, afternoons by the pool, and evenings spent entertaining under the coastal sky.

Welcome to 178 Red Hawk Ln in Indian Pass, Florida, a Gulf-front single-family vacation rental property in Indian Pass designed for buyers who want more than a second home. This is a luxury coastal retreat with the kind of setting, space, and lifestyle appeal that can make it especially attractive in the high-end vacation rental market.

Gulf-Front Luxury Designed for Coastal Living

Set along the natural beauty of Indian Pass, this 5-bedroom, 5.5-bath Gulf-front home offers a rare…

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What Do Cape San Blas Buyers Need to Know About CBRA Flood Zones and Insurance?

The majority of Cape San Blas sits within a Coastal Barrier Resources Act (CBRA) zone, which means properties there cannot be insured through FEMA's National Flood Insurance Program. Private flood insurance is the only option, and costs vary significantly by flood zone: Zone VE (Gulf-front, wave action) typically runs $5,000 to $20,000 or more per year on a high-value coastal property, Zone AE (bayfront, lower-lying parcels) runs $2,000 to $10,000, and Zone X (low risk, elevated) runs $400 to $1,200 with no mandatory requirement. Knowing the flood zone, the CBRA status, and whether a LOMA might apply before you make an offer means the insurance picture is expected…

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Canal-Front Condo with Boat Slip & Gulf Access in Mexico Beach, FL | 3706 Hwy 98 Unit 304

Luxury Canal-Front Living in Mexico Beach, Florida

Welcome to 3706 Hwy 98, Unit 304 in Mexico Beach, Florida—a 3-bedroom, 3-bathroom canal-front residence offering direct boat access to the Gulf, a private boat slip, and sunset-facing balcony views. Located in The Villas of Mexico Beach, this low-rise waterfront community is positioned along a canal system that connects directly to open Gulf waters, making it a standout opportunity for boating enthusiasts and coastal property buyers.

This furnished, turnkey, and rental-ready residence combines functionality, comfort, and location—delivering strong appeal for both personal use and investment along…

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The Florida House at Indian Pass: Gulf-Front Luxury with Infinity Pool in Port St. Joe

Welcome to The Florida House at 2368 Indian Pass Rd, a remarkable Gulf-front home in Indian Pass, Port St. Joe, Florida that captures the beauty, privacy, and elevated lifestyle buyers seek along Florida’s Forgotten Coast. With 6 bedrooms, 6.5 baths, private beach access, an elevator, and a stunning elevated semi-circular infinity pool, this coastal retreat was thoughtfully designed for exceptional beach living and impressive vacation rental appeal.

Positioned in the serene Indian Pass area, this three-level home offers sweeping views of the Gulf and St. Vincent Island, creating a setting that feels both peaceful and unforgettable. Whether you are searching…

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Gulf-Front, Top-Floor Condo Living at The Club at Cape San Blas

If you’ve been searching for a Gulf-front condo on Florida’s Forgotten Coast that combines panoramic water views, privacy, and direct beach access, this top-floor residence at The Club at Cape San Blas stands out as a rare opportunity.

Positioned directly on the Gulf with unobstructed views of the Gulf of America, this furnished 2-bedroom, 2-bath condominium offers a front-row seat to Cape San Blas’ wide, uncrowded beaches—along with the convenience of an elevator building and on-site amenities.

Top-Floor Gulf-Front Living with Panoramic Views

This top-floor condo is designed to maximize water views and privacy. The open-concept kitchen, dining, and living area faces the…

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194 Sweetwater Shores Dr, Port St Joe, FL

Gulf-Front Luxury Redefined: TOUR This 4-Bedroom Modern Masterpiece at 194 Sweetwater Shores

There’s just something about standing on your deck and seeing nothing but sand, sea oats, and the open Gulf. At 194 Sweetwater Shores Drive in Port St. Joe, that’s not a vacation—that’s home.

With clean coastal architecture, direct Gulf of Mexico frontage, and thoughtful design that blends luxury with livability, this 4-bedroom, 3-bathroom home sets the tone for elevated Forgotten Coast living.

Click the link below to view the full video tour on YouTube:
Watch on YouTube

Step Inside: Bright, Airy, and Built for the Beach

The moment you walk in, you’re greeted by walls of glass that draw your eyes…

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Discover Your Dream Bayfront Property on St. Joe Bay: A Hidden Gem on North Cape San Blas

If you’ve been searching for the perfect waterfront property on Florida’s beautiful Gulf Coast, look no further than this stunning St. Joe Bayfront property on North Cape San Blas. With 100 feet of bay frontage, a private dock on the Pig Island Channel, and access to some of the best fishing and scalloping in the region, this property offers everything you need to live your coastal dream.

In this blog post, we’ll take a closer look at this rare bayfront property, its unique features, and why it’s an opportunity you won’t want to miss.

Why Choose a St. Joe Bayfront Property?

St. Joe Bay is one of the most sought-after coastal locations in Florida,…

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Celebrate 4th of July Along Florida's Forgotten Coast

The 4th of July is one of the best times to experience the beauty of the Forgotten Coast. Whether you’re in Apalachicola, Carrabelle, Eastpoint, Mexico Beach, Port St. Joe, St. George Island, or Wewahitchka, each city offers something unique to make your Independence Day unforgettable. From dazzling fireworks displays to family-friendly festivals and beautiful coastal settings, there’s no shortage of ways to celebrate along the Forgotten Coast.

Apalachicola – Independence Eve Celebration & Fireworks

Celebrate early at Apalachicola with the Independence Eve Celebration on July 3rd at Riverfront Park, starting at 5:00 PM ET. Enjoy live music, food trucks, a parade, an ice cream social, a…

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