Found 359 blog entries tagged as real estate.

Is now a good time to buy on Florida's Forgotten Coast?

Yes, mid-2026 favors buyers on the Forgotten Coast. Inventory on Cape San Blas and the Highway 30A corridor has grown several weeks running, homes are sitting longer, and sellers are negotiating on price, concessions, and rate buydowns more than at any point since before the pandemic. With 30-year rates near 6.4 percent, your real advantage right now is leverage on terms. The smart move is a well-structured offer with full contingencies, not the highest number you can stretch to.

By Billy Joe Smiley | June 11, 2026

I get this question almost every week right now, usually from someone who has been watching listings for a few months and senses the market has shifted. They're right. After…

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How Much Is Wind Insurance on a Forgotten Coast Beach Home?

Wind insurance on a Forgotten Coast beach home usually runs somewhere between $1,000 and $5,000 a year, and on a higher-end Gulf-front property it can climb well past that. It is a separate policy from flood insurance and from your standard homeowners coverage, and it carries a percentage hurricane deductible rather than a flat dollar amount. Your real number depends on the roof, the elevation, the distance to open water, and the wind-resistant features the home was built with.

By Billy Joe Smiley | June 9, 2026

Most buyers I work with come in ready for the mortgage payment and braced for the flood policy. Then the wind insurance quote shows up, and the math on the whole purchase…

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How Much Are Property Taxes on a Vacation Home on Florida's Forgotten Coast?

Vacation homes in Gulf County, Florida are assessed as non-homestead property, which means you pay taxes on the full assessed value every year with no homestead exemption and no Save Our Homes cap. Annual property taxes on the Forgotten Coast typically run $9 to $12 per $1,000 of assessed value depending on your taxing district, putting a $1 million vacation home at roughly $9,000 to $12,000 per year. Port St. Joe city properties carry slightly higher rates than unincorporated Gulf County areas like Cape San Blas, Indian Pass, and St. Joe Beach.

By Billy Joe Smiley | June 4, 2026

Property taxes are one of the first things I walk buyers through when we're looking at…

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St. George Island and St. Joe Beach Carry a High-Dollar Week as Summer Inventory Keeps Building

Mid-June on the Forgotten Coast has its own flow. The lots at Salinas Park fill up before nine, the tarpon start rolling off the Cape, and the heat settles in for the long haul. This week's market moved the same way the fishing did. Not crowded, but the ones that hit were big.

Nine homes closed across the coast, and the dollar figures behind them ran high. A pair of $1.25 million sales on St. George Island and a five-home run at St. Joe Beach and Mexico Beach set the tone. Meanwhile inventory kept stacking up the way it does each summer, which keeps buyers in a comfortable seat.

What is the Forgotten Coast real estate market doing this week?

For…

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Summer Opens With a Quiet Week Across the Forgotten Coast

June arrived the way it usually does on the Forgotten Coast, with heat you can feel coming off the pavement and water so clear it almost doesn't look real. The crowds are building, the vacation rentals are turning over, and the real estate market is doing what it's been doing for several months now: moving at its own deliberate pace. Eight homes closed last week. The buyers who pulled the trigger found everything from a $292,000 entry-level in Port St. Joe to a $1.285 million estate on St. George Island. The spread tells the story.

Inventory held steady at 604 active residential listings coast-wide, and with only 8 homes closed during the week, supply remains elevated at 17.4 months. That…

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1.05 Acre RV-Acceptable Land with Utilities for Sale in Wewahitchka, FL

If you have been searching for land for sale in Wewahitchka, Florida, 246 McGlon Dr offers a practical opportunity in the heart of Gulf County. This 1.05-acre property is located near downtown Wewahitchka and features water, sewer, and electric available, making it an appealing option for buyers looking for utility-ready land, RV-friendly use, or a future homesite in North Florida.

Utility-Ready Land in Wewahitchka

One of the biggest advantages of this property is that essential utilities are already available. For many land buyers, access to water, sewer, and electric can be a major factor when comparing properties. Having utilities available may help simplify planning…

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A Gulf-Front Luxury Vacation Rental Opportunity in Indian Pass

There are beach homes — and then there are properties that immediately make you imagine morning coffee with Gulf views, afternoons by the pool, and evenings spent entertaining under the coastal sky.

Welcome to 178 Red Hawk Ln in Indian Pass, Florida, a Gulf-front single-family vacation rental property in Indian Pass designed for buyers who want more than a second home. This is a luxury coastal retreat with the kind of setting, space, and lifestyle appeal that can make it especially attractive in the high-end vacation rental market.

Gulf-Front Luxury Designed for Coastal Living

Set along the natural beauty of Indian Pass, this 5-bedroom, 5.5-bath Gulf-front home offers a rare…

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Memorial Day Breaks the Market Loose on the Forgotten Coast

Memorial Day weekend has a way of breaking the market loose. People spend a long weekend down here, walk the beach at Cape San Blas, eat a few good meals, and somewhere between the sunset and the drive home the conversation shifts from "wouldn't it be nice" to "let's actually look." This week's numbers reflect exactly that kind of energy. Eighteen homes closed across the Forgotten Coast in a single seven-day stretch, and the pipeline of buyers under contract is holding strong at 22. The coast is open for the season, and the market knows it.

What is the Forgotten Coast real estate market doing this week?
For the week of May 18–24, 2026, the Forgotten Coast recorded 18 residential…

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What Do Cape San Blas Buyers Need to Know About CBRA Flood Zones and Insurance?

The majority of Cape San Blas sits within a Coastal Barrier Resources Act (CBRA) zone, which means properties there cannot be insured through FEMA's National Flood Insurance Program. Private flood insurance is the only option, and costs vary significantly by flood zone: Zone VE (Gulf-front, wave action) typically runs $5,000 to $20,000 or more per year on a high-value coastal property, Zone AE (bayfront, lower-lying parcels) runs $2,000 to $10,000, and Zone X (low risk, elevated) runs $400 to $1,200 with no mandatory requirement. Knowing the flood zone, the CBRA status, and whether a LOMA might apply before you make an offer means the insurance picture is expected…

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Forgotten Coast Real Estate Market Report — May 11–17, 2026

May has a way of changing the feel of the Forgotten Coast. The snowbirds are wrapping things up, the summer crowd is a few weeks out, and this in-between stretch tends to reveal exactly where the real market stands. No seasonal noise. No end-of-year scrambles. Just buyers and sellers moving when the numbers make sense.

This week, 11 residential homes closed across the coast, and the spread in what sold tells a clear story about who is buying and where. Cape San Blas carried the luxury side of the ledger with five closings averaging just under $1.9 million. St. Joe Beach and Mexico Beach answered with five more at a much more attainable average of $473,000. Inventory is deep at 598 active…

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