Found 207 blog entries tagged as real estate.

How to Sell a Home With a Mortgage in Port St. Joe — Expert Advice by Billy Joe Smiley

How do you sell a home with a mortgage in Port St. Joe, FL?

Selling a home with a mortgage in Port St. Joe isn’t as complicated as it sounds — but it does take some planning. From understanding your payoff balance to navigating closing, Billy Joe Smiley breaks down the process so you can sell with confidence.

Know Your Payoff Balance First

Before you list your home, call your lender and find out exactly what you owe. This number — called your mortgage payoff — is key to pricing your home smartly. Billy Joe often says, “You can’t make a good plan without knowing where you stand.”

Understand Equity and What It Means for You

Equity is the difference…

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4.33 Acres with Private Pond — 4810 CR 381, Wewahitchka, FL (Gulf County)

Looking for land that delivers space, privacy, and quick access to both rivers and Gulf beaches? 4810 CR 381 offers 4.33 acres with a private pond between Port St. Joe and Wewahitchka—a rare blend of quiet country living and coastal convenience. You’re about 5 minutes from three public boat landings serving the Chipola and Apalachicola Rivers, and roughly 20 minutes to Port St. Joe or Mexico Beach for sugar-white sands, shopping, dining, and world-class saltwater fishing. Additional acreage is available if you want even more room for your vision.

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Why This Acreage Stands Out

  • Private pond for relaxing, light fishing, and…

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Expert Guide: How Billy Joe Smiley Helps Port St. Joe Buyers Save Thousands

How does Billy Joe Smiley help Port St. Joe home buyers save thousands?

Billy Joe Smiley helps Port St. Joe home buyers save thousands by negotiating smart offers, identifying hidden costs upfront, and connecting you with trusted local lenders and inspectors who understand the market. His insider knowledge means fewer surprises and more savings.

Why Local Expertise Saves You Money

When you’re buying a home in Port St. Joe, every dollar counts. From insurance premiums to inspection strategies, the wrong move can cost thousands. Billy Joe Smiley uses 27+ years of experience to help buyers avoid costly mistakes.

He doesn’t just know the market—he knows the stories…

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When Is the Best Time to Sell a Home on Cape San Blas, FL?

When is the best time to sell a home on Cape San Blas, FL?
The best time to sell a home on Cape San Blas is typically late spring through early summer, when buyer interest peaks. That said, local demand, weather, and property type also affect timing—which is why working with a local expert like Billy Joe Smiley makes all the difference.

Why Timing Matters on Cape San Blas

On Cape San Blas, seasonality plays a huge role in how fast homes sell and what price they command. Many buyers plan around school schedules, vacation windows, or snowbird migration. Others time their purchase to capture peak rental season. The result? Certain months see stronger buyer urgency and more competitive…

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Homebuyers Privacy Protection Act: A Win for Buyers and Real Estate Professionals

Protecting What Matters Most—Your Privacy

When you apply for a mortgage, it should feel like the exciting first step toward homeownership—not an open invitation for unwanted calls, texts, and emails. Thanks to the newly signed Homebuyers Privacy Protection Act of 2025, that experience is about to change for the better.

What Has Been the Problem?

For years, many homebuyers experienced an overwhelming flood of solicitations immediately after applying for a mortgage. This happened because of “trigger leads”—a process where credit reporting agencies sold borrower information to other lenders the moment a credit inquiry was made.

While the intent was to…

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Can You Sell a Home Without a Realtor in Port St. Joe, Florida?


Yes, you can sell a home without a realtor in Port St. Joe — but it’s not always the easiest route. There are big decisions, legal requirements, and pricing strategy to consider. That’s why many locals turn to someone who knows the area — like Billy Joe Smiley.

FSBO: What It Really Means

FSBO — For Sale By Owner — sounds simple on paper. You list it yourself, take the calls, handle the showings, and work the paperwork. But once you're knee-deep in legal docs and buyer negotiations, things get a little more real. Especially in a place like Port St. Joe where beach access, flood zones, and seasonal demand all affect value.

Why Some Sellers Try It

Most folks going FSBO want…

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18 Acres in Dalkeith, Gulf County, FL: Country Space. Coastal Access.

If you’re dreaming of wide-open land with quick access to freshwater rivers and Gulf beaches, this 18-acre opportunity in Dalkeith (Gulf County, FL) checks every box. The attached video walk-through highlights exactly why buyers love this rural-to-coastal lifestyle: 5 minutes to three public boat landings on the Chipola and Apalachicola Rivers and ~20 minutes to Port St. Joe or Mexico Beach for sugar-white sands, dining, and small-town charm.

Why This Dalkeith Acreage Stands Out

  • Flexible use: Primary homesite, recreational retreat, or long-term land investment.

  • Adventure nearby: Freshwater fishing, paddling, and Gulf beach days within easy reach.

  • …

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How to Sell a Home in Mexico Beach, FL: The Ultimate Seller’s Guide by Billy Joe Smiley

How do I sell a home in Mexico Beach, FL?

To sell a home in Mexico Beach, FL, you’ll need to prepare your property, price it competitively, market it effectively, and navigate legal and closing steps. Billy Joe Smiley, a trusted local real estate expert, helps sellers at every stage with personal guidance and deep knowledge of the Mexico Beach market.

Why Mexico Beach Home Sales Are Unique

Mexico Beach, FL, offers a rare blend of charm, Gulf-front lifestyle, and small-town warmth. But its unique appeal also means distinct selling conditions: seasonal buyer trends, hurricane recovery influence, and second-home market dynamics.

Billy Joe Smiley, who’s…

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Billy Joe Smiley’s Guide to Exclusive Waterfront Living on St. George Island

What should buyers know about exclusive waterfront living on St. George Island?

Exclusive waterfront living on St. George Island offers luxury, privacy, and stunning Gulf or bay views. With Billy Joe Smiley’s expertise, you can navigate prime neighborhoods, off-market opportunities, and unique features that make these homes so desirable.

St. George Island, FL, is home to some of the most coveted waterfront properties along the Gulf Coast. From sweeping Gulf views to private bayside retreats, the island’s unique mix of natural beauty and thoughtful planning creates unparalleled opportunities for discerning buyers. This guide by Billy Joe Smiley breaks down everything you…

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Where Do I Start If I Want to Buy a Home on Cape San Blas?

Where do I start if I want to buy a home on Cape San Blas?

Start by connecting with a local agent like Billy Joe Smiley, getting pre-approved, and narrowing your priorities. From beachside charm to budget-friendly options, the journey begins with smart prep and local insight.

You’ve Got Dreams. Let’s Build a Plan.

Buying a home on Cape San Blas? That dream starts with a step—and a plan. Whether it’s your first time or your next big move, you’ll want more than listings. You’ll want someone who knows how to read the tides—of the market and the water.

Step 1: Talk to a Local Pro (Hint: That’s Me)

Before you even start scrolling listings, get someone in your corner. A quick chat…

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