Homebuyers Privacy Protection Act: A Win for Buyers and Real Estate Professionals

Protecting What Matters Most—Your Privacy

When you apply for a mortgage, it should feel like the exciting first step toward homeownership—not an open invitation for unwanted calls, texts, and emails. Thanks to the newly signed Homebuyers Privacy Protection Act of 2025, that experience is about to change for the better.

What Has Been the Problem?

For years, many homebuyers experienced an overwhelming flood of solicitations immediately after applying for a mortgage. This happened because of “trigger leads”—a process where credit reporting agencies sold borrower information to other lenders the moment a credit inquiry was made.

While the intent was to…

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Can You Sell a Home Without a Realtor in Port St. Joe, Florida?


Yes, you can sell a home without a realtor in Port St. Joe — but it’s not always the easiest route. There are big decisions, legal requirements, and pricing strategy to consider. That’s why many locals turn to someone who knows the area — like Billy Joe Smiley.

FSBO: What It Really Means

FSBO — For Sale By Owner — sounds simple on paper. You list it yourself, take the calls, handle the showings, and work the paperwork. But once you're knee-deep in legal docs and buyer negotiations, things get a little more real. Especially in a place like Port St. Joe where beach access, flood zones, and seasonal demand all affect value.

Why Some Sellers Try It

Most folks going FSBO want…

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WindMark Beach Music Festival 

Experience the Sounds of the Forgotten Coast 

Mark your calendars for Saturday, September 20, 2025, as WindMark Beach in Port St. Joe, Florida, comes alive with the rhythm of the WindMark Beach Music Festival. From 3 PM to 8 PM EST, enjoy an evening of unforgettable performances set against the backdrop of the Gulf of Mexico.

This family-friendly event brings together the best of coastal living and live entertainment, making it the perfect way to spend a fall evening in one of Florida’s most scenic destinations.

Featured Performers

The WindMark Beach Music Festival lineup is filled with incredible talent:

  • The Krickets – Beloved for their folk-infused harmonies and heartfelt lyrics.

  • 55 South…

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18 Acres in Dalkeith, Gulf County, FL: Country Space. Coastal Access.

If you’re dreaming of wide-open land with quick access to freshwater rivers and Gulf beaches, this 18-acre opportunity in Dalkeith (Gulf County, FL) checks every box. The attached video walk-through highlights exactly why buyers love this rural-to-coastal lifestyle: 5 minutes to three public boat landings on the Chipola and Apalachicola Rivers and ~20 minutes to Port St. Joe or Mexico Beach for sugar-white sands, dining, and small-town charm.

Why This Dalkeith Acreage Stands Out

  • Flexible use: Primary homesite, recreational retreat, or long-term land investment.

  • Adventure nearby: Freshwater fishing, paddling, and Gulf beach days within easy reach.

  • …

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How to Sell a Home in Mexico Beach, FL: The Ultimate Seller’s Guide by Billy Joe Smiley

How do I sell a home in Mexico Beach, FL?

To sell a home in Mexico Beach, FL, you’ll need to prepare your property, price it competitively, market it effectively, and navigate legal and closing steps. Billy Joe Smiley, a trusted local real estate expert, helps sellers at every stage with personal guidance and deep knowledge of the Mexico Beach market.

Why Mexico Beach Home Sales Are Unique

Mexico Beach, FL, offers a rare blend of charm, Gulf-front lifestyle, and small-town warmth. But its unique appeal also means distinct selling conditions: seasonal buyer trends, hurricane recovery influence, and second-home market dynamics.

Billy Joe Smiley, who’s…

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Billy Joe Smiley’s Guide to Exclusive Waterfront Living on St. George Island

What should buyers know about exclusive waterfront living on St. George Island?

Exclusive waterfront living on St. George Island offers luxury, privacy, and stunning Gulf or bay views. With Billy Joe Smiley’s expertise, you can navigate prime neighborhoods, off-market opportunities, and unique features that make these homes so desirable.

St. George Island, FL, is home to some of the most coveted waterfront properties along the Gulf Coast. From sweeping Gulf views to private bayside retreats, the island’s unique mix of natural beauty and thoughtful planning creates unparalleled opportunities for discerning buyers. This guide by Billy Joe Smiley breaks down everything you…

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Where Do I Start If I Want to Buy a Home on Cape San Blas?

Where do I start if I want to buy a home on Cape San Blas?

Start by connecting with a local agent like Billy Joe Smiley, getting pre-approved, and narrowing your priorities. From beachside charm to budget-friendly options, the journey begins with smart prep and local insight.

You’ve Got Dreams. Let’s Build a Plan.

Buying a home on Cape San Blas? That dream starts with a step—and a plan. Whether it’s your first time or your next big move, you’ll want more than listings. You’ll want someone who knows how to read the tides—of the market and the water.

Step 1: Talk to a Local Pro (Hint: That’s Me)

Before you even start scrolling listings, get someone in your corner. A quick chat…

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Weekly Beach Clean Up in Mexico Beach: Every Friday in September

Love Mexico Beach? Pitch in every Friday this September. Pick up supplies at the Welcome Center at 8:00am (CT), clean any beach entrance, and return your bag by 3:00pm (CT) for a commemorative thank-you gift. Let’s keep our shoreline unforgettable.

GREAT NEWS for Mexico Beach 

Community pride is our superpower—and it shows on our beaches. This September, locals, visitors, and business owners are teaming up for a Weekly Beach Clean Up every Friday. It’s simple, family-friendly, and a powerful way to protect wildlife, elevate the visitor experience, and preserve the coastal lifestyle that keeps property values strong across the Forgotten Coast.

When & Where

  • Every…

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