About 198 Monarch Beach Dr
198 Monarch Beach is a standout first-tier coastal home offering a refined blend of design, comfort, and strong rental performance. Located in the X flood zone with private deeded beach access just steps away, this property is well suited for full-time living or as a high-performing vacation rental. Offered at $2,599,000 with $191,000 in confirmed 2026 bookings thus far, demonstrating immediate income with proven and repeatable performance. Custom designed with both guest experience and operational efficiency in mind, this home features 6 bedrooms, each with its own ensuite bath, along with 2 additional half baths, creating a layout that maximizes occupancy while maintaining privacy. A reverse floor plan elevates the main living area on the top level, capturing Gulf views from the living space and unobstructed bay views from the dining area, a rare and highly desirable combination. The open-concept design flows easily into a thoughtfully appointed kitchen featuring a wet bar, refrigerator drawers and ice machine, making it ideal for entertaining. The bunk suite is a standout feature, offering 8 built-in bunks, a dedicated lounge area with sectional seating and TV, and a private bath. Outdoor living is designed for both relaxation and enjoyment, with a gunite private pool, fire pit, spacious covered deck with lounge seating, a poolside bar with integrated tv and music entertainment, plus a convenient poolside half bath and private outdoor shower. The grounds are thoughtfully finished with palms, turf, and professional landscape lighting creating a clean, low-maintenance setting with a true resort feel. Furnishings are negotiable, offering flexibility for investors seeking a full turn-key rental or customized personal retreat. Meticulously maintained and professional positioned, this property stands out as a high preforming luxury coastal investment with immediate revenue . Please check out the matterport https://my.matterport.com/show/?m=NpByZ6WTCnR&
Features of 198 Monarch Beach Dr
| MLS® # | 324511 |
|---|---|
| Price | $2,499,000 |
| Bedrooms | 6 |
| Bathrooms | 7.00 |
| Full Baths | 6 |
| Half Baths | 2 |
| Square Footage | 3,533 |
| Acres | 0.17 |
| Year Built | 2023 |
| Type | Residential |
| Sub-Type | Detached Single Family |
| Status | Active |
Community Information
| Address | 198 Monarch Beach Dr |
|---|---|
| Area | Cape San Blas/S. Gulf |
| Subdivision | Monarch Beach |
| City | Cape San Blas |
| State | FL |
| Zip Code | 32456 |
Amenities
| Amenities | Ceiling Fan(s), Doubled Pane Window(s), Insulated Door(s), Roof Vent |
|---|---|
| Utilities | Electricity Available, Internet Available, Propane, See Remarks, Sewer Connected, Water Connected |
| Parking Spaces | 6 |
| Parking | Driveway, Under House With Pad, Vehicle Charging Station |
| Is Waterfront | No |
| Has Pool | Yes |
Interior
| Interior Features | Beamed Ceilings, Raised Ceiling(s), Drapery Rods, Elevator, Storage, Kitchen Island, Lock Out Closet, Other, Pantry, Plantation Shutters, Walk-In Closet(s), Walls Paneled, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted |
|---|---|
| Appliances | Dryer, Washer, Dishwasher, Disposal, Ice Maker, Microwave, Range Hood, Refrigerator, Refrigerator w/Ice Maker, Gas Oven, Gas Water Heater, Tankless Water Heater, Wine Refrigerator |
| Heating | Heat Pump, Multi Units |
| Fireplace | No |
| Fireplaces | Drapes |
| # of Stories | 3 |
| Has Basement | No |
Exterior
| Exterior Features | BBQ Pit/Grill, Landscaped, See Remarks, Shower |
|---|---|
| Lot Description | Private Maintained Road, Highway |
| Windows | Ceiling Fan(s), Doubled Pane Window(s), Insulated Door(s), Roof Vent |
| Construction | HardiPlank Type |
Additional Information
| Date Listed | November 9th, 2025 |
|---|---|
| Zoning | Residential Single Family |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
| HOA Fees | 500.00 |
| HOA Fees Freq. | Annually |
Listing Details
| Office | Port Realty Group |
|---|